My First Paycheck Was Sent To A “wisely Pay Card”

Wisely Pay By Adp Paycard

Just select “Wisely rewards” in the main menu to get started. You’ll now receive ACH and insufficient funds notifications when applicable. Remember, you can go to Notification Preferences and set how you’d like to receive these specific notifications.

According to a recent report commissioned by ADP, almost half of Gen Z and nearly a third of Millennials would turn down a job if they were unable to choose their method of pay. Additionally, this report revealed that 47 percent of Millennials and 66 percent of Gen Z have used a pre-loaded payment card in the last 12 months. Information about the amount of money you have remaining in your Prepaid Card account, along with an electronic statement and a 12 month history of account transactions, is available online for free at You may also obtain this information by calling the toll-free phone number located on the back of your Prepaid Card.

Wisely Pay By Adp Paycard

Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card account. See your Cardholder or Account Agreement for details. Wisely Pay by ADP® solutions not only help you move closer to 100% electronic pay, it allows you to give your employees more pay options, easy access to their pay and helps support their financial wellness.

Prepaid Card Solutions Card (reloadable) Frequently Asked Questions

Green Dot and MoneyPak are registered trademarks of Green Dot Corporation. Reload @ the Register is a trademark of Green Dot Corporation. Wisely and myWisely® are registered trademarks of ADP, Inc. ADP is a registered ISO of Fifth Third Bank, N.A. Copyright © ADP, Inc. Please see cardholder agreement and for more information. Today’s digital landscape means limitless possibilities, and also complex security risks and threats. At ADP, security is integral to our products, our business processes and our infrastructure.

  • ADP Failed at inputting the correct EIN, Bank account information, SS numbers and has refused to fix these issues despite us showing good faith for the last 12 months.
  • The Prepaid Card allows electronic access to the balance in your Prepaid Card account.
  • Visit for complete details.
  • The only downfall with GCC was their cards were completely garbage and bent and broke easily.
  • • It has a central control, low cost and easy to use.

Enabled for nationwide compliance to help you achieve 100% paperless pay in all 50 states. Wisely Now is designed for compliance in all 50 states so you can deliver termination pay with confidence.

Payroll Card Cons

This new permission will also allow the user to export reports for offline use. Introducing the Wisely card, by ADP, a re-loadable prepaid payroll card that’s yours to keep no matter where you work. Pick a card, any card, and add it to your Plastiq account. Save as many cards as you want and have complete control over when and how you use them. It is easy to navigate and gives me immediate access to all my docs when I need them. I love that I will never lose a W-2 because I can always go on my ADP app and just download it again.

The company has solutions for small, medium, large and multinational businesses. Its specialists work with businesses to reduce costs and develop human resources strategies that align with the business’s goals. Also, if your account activity shows transactions that you did not make, tell us at once. You are responsible for all authorized uses of your Prepaid Card.

Wisely Pay By Adp Paycard

Let ADP help by putting you on the fast track to embrace the future of pay. The Wisely® Direct card is issued from Fifth Third Bank, N.A. Member FDIC, pursuant to a license by Mastercard International. Please allow QuickBooks up to 3 weeks for pay to be loaded to the card after initial setup of direct deposit to the card. Issuing paper checks comes with overhead and takes time. With a paycard, you can pay employees anytime and anywhere.

Please note that we cannot manually release authorization without a certified letter or fax from the merchant who initiated the transaction. We will only charge your Prepaid Card for the correct amount of the final transaction, however, and we will release any excess amount when the transaction finally settles.

There are several labor laws that require employers to provide multiple options. If you have a payroll card and you need to transfer funds to your bank account, it’s best to talk to your provider or employer. Keep in mind that you may pay a fee to transfer money to a bank account. There may be minimum and maximum requirements as to the amount of funds and maximum requirements as to the number of times you may load funds to your Prepaid Card account through Alternative Loads. They function in the same manner in that a financial institution will hold the money deposited by the employer in an individual account, and the payroll card will be able to access the money much like a debit card. Alerts can be set up to notify you of low balances, or when funds become available after a deposit. Also, payroll cards tend to be affiliated with (“branded”) one of the major credit card issuers, such as Visa, MasterCard or American Express.

If you have any complaints regarding money transmission activities, please contact The State of Alaska Department of Commerce. We will tell you the results within three business days after completing our investigation. If we decide that there was no error, we will send you a written explanation. You may ask for copies of the documents that we used in our investigation. If you tell us orally, we will require that you send us your complaint or question in writing within 10 business days. For purposes of this Agreement, our business days are Monday through Friday.

Surcharge-free ATM access – Withdraw cash from over 80,000 ATMs,120,000 over-the-counter bank locations or via cash back at the register of major retail locations nationwide. ADP SmartCompliance is a suite of expert-led services and technology that integrates with your systems to help maintain regulatory compliance, engage workers, empower HR staff and positively affect your bottom line. Reduce costs by virtually eliminate printing and distribution expenses, especially with electronic pay statements, and other vendor costs. Apple, the Apple logo, and Apple Pay are registered trademarks of Apple Inc. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Google Play and the Google Play logo are trademarks of Google LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Western Union is a registered trademark of Western Union Holdings, Inc.

People use Plastiq to pay important bills on their favorite cards. We charge fees to cover the costs of running this service – more on that below – though most customers report that the value they receive from using their cards actually offsets the fees charged. These savvy cardholders take advantage of their cards’ reward programs, the ability to access short-term “loans” without interest, and other card benefits like purchase protection and easier budget tracking. These savvy cardholders take advantage of their cards’ reward programs, the ability to access short-term “loans” without interest, and other card benefits like purchase protection and easier budget tracking. The Prepaid Card allows electronic access to the balance in your Prepaid Card account. You can use your Prepaid Card as set forth in Section II below. You acknowledge and agree that the amount available to you through use of your Prepaid Card is limited to the available balance in your Prepaid Card account.

Through the Funding Accounts screen, you can also edit the funding account names by clicking ‘edit’ next to the current account name, and transfer funds between funding accounts by clicking ‘transfer funds’. In some cases and especially during promotional periods, many cardholders receive rewards that actually earn them in excess of 4%-5% or even greater value back.

If the merchant allows you to complete the transaction, the merchant will require payment of the excess through another means acceptable to the merchant. Your Fee Schedule is always available at and may be requested for no charge by calling the number on the back of your Prepaid Card. You agree that the fees and charges set forth in your Fee Schedule apply to your Prepaid Card and your usage, and you authorize us to deduct the applicable amount from your Prepaid Card account balance. A particular fee on the Fee Schedule may not apply if it is restricted by law in your state.

They are also a vital tool for employees who don’t have bank accounts. Most of the large payroll processing companies offer small businesses a payroll card option. There is a host of third-party companies that can provide independent service, should your organization process payroll manually or work with a partner that doesn’t offer payroll card services. Unlike a traditional account, payment is deposited into a wisely pay card. Thus, it helps in attracting and retaining the employees and builds confidence between employees and employers.

Rush Prepaid Card Login

You agree to destroy the Prepaid Card after cancellation/closure and your balance has been reduced to zero. Funds loaded to your Prepaid Card through Retail Loads are available immediately after your successful completion of the load transaction. ACH Loads are available on the business day when final collected funds are received by the Bank, unless a longer time is permitted by applicable law. An ACH transfer to your Prepaid Card account, using the account number and routing and transit number available through the Wisely mobile app by ADP app. There was an opt in option you must have agreed to, or else they mail you the checks.

Payroll flexibility is particularly valuable to employees who live paycheck to paycheck. PYMNTS COVID-19 Tracker project showed that by late August, a large portion of consumers reported living paycheck to paycheck. The survey showed that 59.2 percent of consumers lived paycheck to paycheck with 22.9 percent of these respondents saying they also struggled to pay their monthly bills. Another retained earnings balance sheet 36.3 percent said they lived paycheck to paycheck but had enough to pay their bills each month. “When you see the numbers, you can only think about the massive optimization in the process by adding a piece of technology that will eliminate checks,” Salazar said. “This has a huge implication for an employer’s competitive advantage going forward, and it’s an important feature to include.

Plastiq gets charged transaction fees for every payment, which we negotiate to industry-low rates and then pass onto you as a cost of using our service. The Prepaid Card is a proprietary form of a debit card provided in connection with the Program. It does not connect in any way to any checking account, share draft account, or savings account or any other prepaid card or credit card you may have other than your Prepaid Card account. The primary cardholder (the “Primary Cardholder”) is being issued a Prepaid Card in accordance with your directions. Funds loaded to your Prepaid Card account are considered “fund loads”. We may add, alter, suspend or terminate any feature or service related to your Prepaid Card at any time. If required by applicable law, you will be notified of any change at least twenty-one days prior to the effective date of the change.


That is not to suggest that employers must only offer two forms of payment. Each state retains the right to regulate the specific methods of payment offered to employees. With either the debit card or instant check option, you can authorize checks, transfer funds instantly to registered debit cards and view account balances so you have complete control over the process. Unlike other digital payment systems Wisely pay offer most of the services free. Although there is a charge for certain features if the account holder wants to avail of these facilities.

To sum up it is a complete solution to all kinds of payments. All these features make it more comfortable, manageable, and convenient for employers to utilize the payment system in comparison to other digital payment systems. EPS Financial, a division of MetaBank, is a financial services firm that provides taxpayers with innovative banking products through its EPS Tax product suite. The PEX Wisely Pay By Adp Paycard employee spending platform and PEX Prepaid Card provide powerful capabilities to manage staff spending and expense reconciliation. Companies of all types and sizes around the world rely on ADP cloud software and expert insights to help unlock the potential of their people. ADP® is continuing its innovation momentum by revolutionizing the way people are paid by introducing Wisely Pay by ADP.

Wisely Pay By Adp Paycard

Each payday, Payroll Services will fund the amount of your net pay on your pay card, which you can then use like a debit card. No bank account is necessary if you choose this option. Your employer should fund your card with your pay on payday. You can use the card to purchase goods and services everywhere Visa® or Mastercard® debit cards are accepted, and withdraw cash at all participating ATMs. (Please refer to the Cardholder Fee Schedule for applicable fees.) Once your card is activated, you can view your balance on the FREE myWisely Mobile app, or online at Payroll cards are an ideal option for small businesses looking to save money onprocessing payroll.

If we ask you to put your complaint or question in writing and we do not receive it within 10 business days, we may not credit your Wisely Card account. This means these funds will not be available for your use. For errors involving new accounts, point-of-sale, or foreign-initiated transactions , we may take up to 90 days to investigate your complaint or question. For new accounts, we may take up to 20 business days to credit your account for the amount you think is in error. You may review our Privacy Policy at or we will mail you a free copy upon request if you call us at the toll-free phone number located on the back of your Prepaid Card. Signature-based transactions that qualify are protected by either the Visa or Mastercard Zero Liability Policy.

Small, midsized or large, your business has unique needs, from technology to support and everything in between. See how we help organizations like yours with a wider range of payroll and HR options than any other provider. Explore our full range of payroll and HR services, products, integrations and apps for businesses of all sizes and industries. Disclaimer – All products, services and company names are trademarks™ or registered® trademarks of their respective holders.

Author: Laine Proctor

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